Paycheck Estimator
Paycheck Estimator

Paycheck Estimator

Quick paycheck estimates with merged Detailed Mode tax and pre-tax settings

Tax year: 2026Federal method: IRS Pub. 15-T percentage methodFICA: 6.2% Social Security + 1.45% MedicareVerified: 2026-04-30
Simple Tax ModeDetailed Estimate Mode
Simple mode uses flat percentages. Detailed Estimate Mode uses federal, FICA, and state estimate settings.
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Pay Setup
Pay Type
State tax estimates verified: . Source: .
Pay Frequency
Hourly Inputs
Hourly Rate ($)
Regular Hours
Overtime Hours (1.5x)
Double-Time Hours (2.0x)
Salary Inputs
Annual Salary ($)
Tax Settings — Simple
Federal Tax (%)
FICA Tax (%)
State Tax (%)
Other Deductions ($)
Paycheck Results
Regular Pay
$0.00
Overtime Pay
$0.00
Double-Time Pay
$0.00
Gross Pay
$0.00
Federal Income Tax
$0.00
Social Security
$0.00
Medicare
$0.00
State Income Tax
$0.00
Other Deductions
$0.00
Total Taxes/Deductions
$0.00
Net Pay
$0.00
Annualized Summary
Annualized Gross
$0.00
Annualized Net
$0.00
Pay Periods / Year
52
Notes
1. Simple mode matches the original flat-percentage approach.
2. Detailed estimate mode separates federal income tax, Social Security, Medicare, and estimated state income tax for all 50 states.
3. Enter year-to-date gross to estimate the Social Security wage-base cap correctly.
4. State estimates use annualized wage income, selected filing status, common deductions/exemptions, and exclude city/county local taxes. This is an estimate, not payroll or tax advice.
5. Pre-tax 401(k)/HSA deductions are available only in Detailed Estimate Mode. They reduce estimated federal and state income-taxable wages, but Social Security and Medicare are calculated on gross wages in this estimator.

Important Disclaimer

This paycheck estimator provides approximate gross-to-net estimates only. Federal withholding calculations use the documented 2026 IRS Publication 15-T percentage method inputs, but do not replace official IRS guidance, including IRS Publication 15-T, or employer payroll systems.

State income tax calculations are estimated, vary by jurisdiction, and do not include city, county, or local taxes. Actual paycheck amounts may differ due to employer rules, benefits, garnishments, or withholding elections.

This tool does not provide tax, legal, or payroll advice.

Version sources:

Simple mode is active. It uses flat percentages like the original workbook.

Paycheck Calculators by State

Free paycheck calculators and tax guides for all 50 U.S. states — updated for 2026 with federal, state, FICA, and deduction calculations.

Browse All 50 States →

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How This Paycheck Calculator Works

This paycheck calculator estimates your net income after federal income tax, Social Security, Medicare, and state taxes. Choose between Simple Mode for quick flat-percentage estimates or Detailed Estimate Mode for bracket-based calculations using IRS Publication 15-T methods, W-4 settings, pre-tax deductions like 401(k) and HSA, and state-specific tax rules.

For detailed state-by-state tax breakdowns, explore our state tax guides and paycheck calculators covering all 50 states with 2026 rates and filing information.